Privacy Policy
Last updated: March 11,
2022
This Privacy Policy
describes Our policies and procedures on the collection, use and disclosure of
Your information when You use the Service and tells You about Your privacy
rights and how the law protects You.
Interpretation and Definitions
Interpretation
The words of which the
initial letter is capitalized have meanings defined under the following
conditions. The following definitions shall have the same meaning regardless of
whether they appear in singular or in plural.
Definitions
For the purposes of this
Privacy Policy:
· Account means a unique account created for You to
access our Service or parts of our Service.
· Company (referred to as either "the
Company", "We", "Us" or "Our" in this
Agreement) refers to @Nkpays Lite, No 2 Mezenga Gaon, Titabar, Jorhat, Assam 785630
IN.
· Cookies are small files that are placed on Your
computer, mobile device or any other device by a website, containing the
details of Your browsing history on that website among its many uses.
· Country refers to: Uttar Pradesh, India
· Device means any device that can access the
Service such as a computer, a cellphone or a digital tablet.
· Personal Data is any information that relates to an
identified or identifiable individual.
· Service refers to the Website.
· Service Provider means any natural or legal person who
processes the data on behalf of the Company. It refers to third-party companies
or individuals employed by the Company to facilitate the Service, to provide
the Service on behalf of the Company, to perform services related to the
Service or to assist the Company in analyzing how the Service is used.
· Usage Data refers to data collected automatically,
either generated by the use of the Service or from the Service infrastructure
itself (for example, the duration of a page visit).
· Website refers to Nkpays Lite, accessible
from api.nkpays.in
· You means the individual accessing or using
the Service, or the company, or other legal entity on behalf of which such
individual is accessing or using the Service, as applicable.
Collecting and Using Your Personal Data
Types of Data Collected
Personal Data
While using Our Service,
We may ask You to provide Us with certain personally identifiable information
that can be used to contact or identify You. Personally identifiable
information may include, but is not limited to:
· Email address
· First name and last name
· Phone number
· Address, State, Province, ZIP/Postal code, City
· Nkpays Lite collects image data to enable your
KYC verification. when the app is closed or not in use we do not collect any
information.
Usage Data
Usage Data is collected automatically
when using the Service.
Usage Data may include
information such as Your Device's Internet Protocol address (e.g. IP address),
browser type, browser version, the pages of our Service that You visit, the
time and date of Your visit, the time spent on those pages, unique device
identifiers and other diagnostic data.
When You access the
Service by or through a mobile device, We may collect certain information
automatically, including, but not limited to, the type of mobile device You
use, Your mobile device unique ID, the IP address of Your mobile device, the
type of mobile Internet browser You use, unique device identifiers and other
diagnostic data.
We may also collect
information that Your browser sends whenever You visit our Service or when You
access the Service by or through a mobile device.
Use of Your Personal Data
The Company may use
Personal Data for the following purposes:
· To provide and maintain
our Service, including to monitor
the usage of our Service.
· To manage Your Account: to manage Your registration as a user of
the Service. The Personal Data You provide can give You access to different
functionalities of the Service that are available to You as a registered user.
· For the performance of a
contract: the development,
compliance and undertaking of the purchase contract for the products, items or
services You have purchased or of any other contract with Us through the
Service.
· To contact You: To contact You by email, telephone calls,
SMS, or other equivalent forms of electronic communication, such as a mobile
application's push notifications regarding updates or informative
communications related to the functionalities, products or contracted services,
including the security updates, when necessary or reasonable for their
implementation.
· To provide You with news, special offers and general
information about other goods, services and events which we offer that are
similar to those that you have already purchased or enquired about unless You
have opted not to receive such information.
· To manage Your requests: To attend and manage Your requests to Us.
· For business transfers: We may use Your information to evaluate or
conduct a merger, divestiture, restructuring, reorganization, dissolution, or
other sale or transfer of some or all of Our assets, whether as a going concern
or as part of bankruptcy, liquidation, or similar proceeding, in which Personal
Data held by Us about our Service users is among the assets transferred.
· For other purposes: We may use Your information for other
purposes, such as data analysis, identifying usage trends, determining the
effectiveness of our promotional campaigns and to evaluate and improve our
Service, products, services, marketing and your experience.
We may share Your
personal information in the following situations:
- With Service Providers: We may share Your personal information with
Service Providers to monitor and analyze the use of our Service, to
contact You.
- For business transfers: We may share or transfer Your personal
information in connection with, or during negotiations of, any merger,
sale of Company assets, financing, or acquisition of all or a portion of
Our business to another company.
- With Affiliates: We may share Your information with Our
affiliates, in which case we will require those affiliates to honor this
Privacy Policy. Affiliates include Our parent company and any other
subsidiaries, joint venture partners or other companies that We control or
that are under common control with Us.
- With business partners: We may share Your information with Our business
partners to offer You certain products, services or promotions.
- With other users: when You share personal information or otherwise
interact in the public areas with other users, such information may be
viewed by all users and may be publicly distributed outside.
- With Your consent: We may disclose Your personal information for any
other purpose with Your consent.
Retention of Your Personal Data
The Company will retain
Your Personal Data only for as long as is necessary for the purposes set out in
this Privacy Policy. We will retain and use Your Personal Data to the extent
necessary to comply with our legal obligations (for example, if we are required
to retain your data to comply with applicable laws), resolve disputes, and
enforce our legal agreements and policies.
The Company will also
retain Usage Data for internal analysis purposes. Usage Data is generally
retained for a shorter period of time, except when this data is used to
strengthen the security or to improve the functionality of Our Service, or We
are legally obligated to retain this data for longer time periods.
Transfer of Your Personal Data
Your information,
including Personal Data, is processed at the Company's operating offices and in
any other places where the parties involved in the processing are located. It
means that this information may be transferred to — and maintained on —
computers located outside of Your state, province, country or other
governmental jurisdiction where the data protection laws may differ than those
from Your jurisdiction.
Your consent to this
Privacy Policy followed by Your submission of such information represents Your
agreement to that transfer.
The Company will take
all steps reasonably necessary to ensure that Your data is treated securely and
in accordance with this Privacy Policy and no transfer of Your Personal Data
will take place to an organization or a country unless there are adequate
controls in place including the security of Your data and other personal
information.
Disclosure of Your Personal Data
Business Transactions
If the Company is
involved in a merger, acquisition or asset sale, Your Personal Data may be
transferred. We will provide notice before Your Personal Data is transferred
and becomes subject to a different Privacy Policy.
Children's Privacy
Our Service does not
address anyone under the age of 13. We do not knowingly collect personally
identifiable information from anyone under the age of 13. If You are a parent
or guardian and You are aware that Your child has provided Us with Personal
Data, please contact Us. If We become aware that We have collected Personal
Data from anyone under the age of 13 without verification of parental consent,
We take steps to remove that information from Our servers.
If We need to rely on
consent as a legal basis for processing Your information and Your country
requires consent from a parent, We may require Your parent's consent before We
collect and use that information.
Links to Other Websites
Our Service may contain
links to other websites that are not operated by Us. If You click on a third
party link, You will be directed to that third party's site. We strongly advise
You to review the Privacy Policy of every site You visit.
We have no control over
and assume no responsibility for the content, privacy policies or practices of
any third party sites or services.
Changes to this Privacy Policy
We may update Our
Privacy Policy from time to time. We will notify You of any changes by posting
the new Privacy Policy on this page.
We will let You know via
email and/or a prominent notice on Our Service, prior to the change becoming
effective and update the "Last updated" date at the top of this
Privacy Policy.
You are advised to
review this Privacy Policy periodically for any changes. Changes to this
Privacy Policy are effective when they are posted on this page.
Contact Us
If you have any
questions about this Privacy Policy, You can contact us:
- By email: support@nkpays.in